Finding a good phone, much less Top 10 Phones Under ₦200K ($120) in Nigeria these days is like finding cold minerals in traffic—it’s not impossible, but you have to know where to look. With prices rising and specs stagnating, many budget phones just don’t cut it. But don’t worry, I’ve done the legwork for you.
This list shows the best phones you can walk into a store like 3C Hub, Slot, Pointex, or Rya today and buy—no hunting on WhatsApp or buying two-year-old models from someone’s cousin. These are fresh, recent, store-available phones, and they all deliver great value for your hard-earned ₦200K.
What to Expect Under ₦200K
At this price, don’t expect a flagship killer. But you can still get:
- Around 250–260K on AnTuTu
- A 720p screen, sometimes with 90Hz or even 120Hz refresh rate
- A solid 50MP main camera and at least 8MP selfie
- 5,000mAh+ battery with 18W fast charging
- Android 13 or 14, maybe even 15 if you’re lucky
These are the standard run-of-the-mill specs that you should be getting from the budget level phones that populate this segment.
Phones to Avoid
Before we get into the good stuff, here are the phones you should avoid like a pothole in the rain:
- OPPO A3X – Nice branding, terrible value
- Honor X5B – Overpriced and underpowered
- HMD Aura / Pulse Pro – Not worth the hype
- Itel Power 70 – All it’s got is big batteries
Top 10 Phones Under ₦200K ($120)
Here are the champs. These phones are not just affordable, they’re actually good.
10. Itel City 100 – ₦115,480 (4/128GB)
The City 100 is a decent budget phones that tackles the basics and covers its bases really well. From SoC to OS, from display to battery, from charging to price. This phone has got you covered.
- SoC: Unisoc T7250 (Antutu ~255K)
- Display: 6.75″ 720p IPS-LCD, 90Hz
- Camera: 13MP + 8MP
- Battery: 5200mAh, 18W
- OS: Android 14 (Pure OS)
Verdict: Great starter phone. Clean software and balanced specs for under ₦120K.
See: Itel City 100 Specs Review
9. Poco C75 – ₦140,000 (6/128GB)
Poco phones rarely miss. The C75 gives smooth scrolling and a solid selfie cam.
- SoC: Helio G81
- Display: 6.88″ 720p IPS-LCD, 120Hz
- Camera: 50MP + 13MP
- Battery: 5160mAh, 18W
- OS: Android 14 (HyperOS)
Verdict: Bright screen, smooth UI, and a clean look. A safe bet.
8. Itel P65 – ₦129,900 (4/128GB)
One of the most underrated Itel releases in recent times. It is a much better device than the overrated Itel Power 70.
- SoC: Unisoc T7250 (T615)
- Display: 6.7″ 720p, 120Hz
- Camera: 50MP + 8MP
- Battery: 5000mAh, 18W
- OS: Android 14 (Itel OS)
Verdict: It is a solid budget phone that can rub shoulders with any budget phone out there.
7. Samsung Galaxy A06 – ₦140,800 (4/64GB)
It’s Samsung. You get the name, the updates, and One UI.
- SoC: Helio G85
- Display: 6.7″ 720p PLS-LCD, 60Hz
- Camera: 50MP + 8MP
- Battery: 5000mAh, 25W
- OS: Android 14 (2 years guaranteed)
Verdict: Down points are 60Hz and 64GB storage, but it’s got solid performance and software support.
6. Tecno Spark 30C – ₦161,400 (6/128GB)
Surprisingly good for a Spark phone.
- SoC: Helio G81
- Display: 6.67″ 720p, 120Hz
- Camera: 50MP + 8MP
- Battery: 5000mAh, 18W
- OS: Android 14 (HiOS)
Verdict: 120Hz smooth refresh rate, decent fast charge but it’s slightly overpriced.
5. Redmi 14C – ₦162,600 (8/256GB)
Redmi 14C is a RAM and storage monster in this class.
- SoC: Helio G81
- Display: 6.88″ 720p, 120Hz
- Camera: 50MP + 13MP
- Battery: 5160mAh, 18W
- OS: Android 14 (HyperOS)
Verdict: 8GB RAM and 256GB storage for ₦160K? That’s insane value.
4. Samsung Galaxy A06 5G – ₦183,100 (4/128GB)
For this one, you’ll get 5G + Samsung name + Android 15 out of the box.
- SoC: Dimensity 6300
- Display: 6.7″ 720p, 90Hz
- Camera: 50MP + 8MP
- Battery: 5000mAh, 25W
- OS: Android 15 (4 years support)
Verdict: Great phone! It is the most future-proof phone here. Two downsides include 4GB RAM and it’s steep price.
3. Itel S24 – ₦120,000 (8/128GB)
This phone came swinging with a 108MP camera. It’s probably got one of those best cameras you can find in the sub – 200K range.
- SoC: Helio G91
- Display: 6.6″ 720p, 90Hz
- Camera: 108MP + 8MP
- Battery: 5000mAh, 18W
- OS: Android 13
Verdict: it’s arguably the best camera on this list, period.
2. Samsung Galaxy A15 4G – ₦189,000 (4/128GB)
This phone is a fantastic lower midrange device hiding in the budget zone.
- SoC: Helio G99
- Display: 6.5″ 1080p AMOLED, 90Hz
- Camera: 50MP + 13MP
- Battery: 5000mAh, 25W
- OS: Android 14 (4 years support)
Verdict: It’s got a gorgeous AMOLED screen and the Helio G99 is also a beast under ₦200K.
1. Itel P55 5G – ₦125,000 (6/128GB)
For the specs that it offers and the price that it’s been sold for, this is the best phone under ₦200K—it’s in its own league. The A15 may have a better display but the P55 5G’s affordable will make it a cult hero for years to come.
- SoC: Dimensity 6080
- Display: 6.6″ 720p, 90Hz
- Camera: 50MP + 8MP
- Battery: 5200mAh, 18W
- OS: Android 13
Verdict: 5G, solid performance, and clean design. You won’t find better at this price.
Final Advice
These are the top 10 phones under ₦200K ($120) in Nigeria. Even if you disagree with my ratings, when you go online, keep these in mind:
- Aim for 250K+ AnTuTu
- Don’t settle for old Android versions
- A 720p 90Hz+ display and 18W charging are now the bare minimum
- Always check for official warranty and avoid grey imports
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